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Commercial Bridge Loan Program

A “Commercial Bridge” loan is a short-term loan used to purchase or refinance a property quickly in order to take advantage of a short-term opportunity, accommodate an urgent closing, or bridge the gap until permanent financing is available.  A Commercial Bridge Loan is a great fit in the following situations:

  1. Unique acquisition situations requiring non-conventional financing such as a foreclosure sale or REO
  2. Sale & Leaseback Scenarios needing a quick closing
  3. Distressed Sales, IRS Liens, Bankruptcy Resolutions, Debt Consolidation
  4. Partner Equity Buyouts
  5. Mortgage Acquisitions and Discounted Mortgage Buybacks
  6. Rehab & Conversion opportunities which require property stabilization before permanent financing can be obtained

At Amcap home loans, our commercial bridge loans close quickly… in as little as 7-10 days at rates starting at 5.99% – 10%! Our commercial bridge loans require no personal income verification and very little documentation instead the underwriting is primarily based on the property itself! Our Commercial Bridge loans are a great way to purchase or refinance a commercial asset which needs a quick closing without the extensive underwriting associated with traditional bank financing. Our commercial bridge loan program provides you with the ability to close quickly by using a reliable & experienced lender as your financing partner. and very little documentation!

Loan Amounts: $200,000 – $75,000,000

Available Rates: 5.99% – 10%

Typical Terms: 1 months – 60 months

Points Charged: 2% – 4%

Max Loan-to-Value (LTV): 75-95%

Max Loan-to-Cost (LTC): 100%

Owner Occupied Allowed: YES

Interest Only Loans: YES

Prepayment Penalties: NO

Minimum FICO Score: 600

Time to Close: 7-10 Days